Savings/CD/IRA

Savings Accounts

  • $50 minimum to open
  • Interest credited quarterly
  • Unlimited deposits
  • You may make 3 debits from your account each quarter.  A fee of $5.00 will be imposed for each subsequent debit.

Certificates of Deposit (CDs)

  • Minimum opening deposit of $1,000
  • Interest will be credited to your account or paid to you monthly or quarterly as agreed upon.
  • The annual percentage yield (APY) assumes that interest remains on deposit until maturity. A withdrawal will reduce earnings.
  • After the account is opened, withdrawals before maturity date from the principle may incur a penalty.
  • Interest begins to accrue on the business day you make the deposit.

For current certificate of deposit rates, please contact one of our new accounts representatives at (318) 932-3491.

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