Since Bank of Coushatta is a locally owned and managed bank, loan decisions are made quickly. We have professionals to take care of all your needs promptly. You will find our interest rates and terms are very competitive. We pride ourselves in being able to offer services to meet all of your needs whether it’s Real Estate, Home Mortgage, Consumer, Commercial or a Business Loan.

Home Mortgage Loans

At Bank of Coushatta we offer a variety of Home Mortgage Programs that will fit your needs. One of our specialists can assist you in determining what will be best for you. If you’re buying, building, renovating or refinancing your home, we have the interest rates and terms that are affordable for you. Our interim home construction loans are easy to obtain and you will find them convenient to use. If you are renovating, we can set up a line of credit that will give you the flexibility your project demands.

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We take pride in offering:

  • Balloon Mortgages
  • Construction Loans
  • Refinancing
  • Home Improvement
  • 30 Year Loans

If you are looking for land for investment purposes or that special get-away vacation spot or second home, we can assist you. Our interest rates, terms and low fees will enable you to make your dream come true.


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Federal Housing Administration (FHA)

  • Expanded qualifying ratios and flexible credit guidelines
  • Maximum loan amount $271,050
  • No income limits or location restrictions
  • Minimum credit score of 640

Conventional Loan

  • No income limits or location guidelines
  • Maximum loan amount $471,000
  • Minimum credit score of 620
  • Loans less than 80% do not require Monthly Mortgage Insurance

VA Loan

  • No income limits or restrictions
  • Expanded qualifying ratios and flexible credit guidelines
  • Maximum loan amount $471,000
  • Does not need to be First Time Homebuyer
  • Minimum credit score of 620

Rural Development (USDA)

  • No maximum loan amount
  • Must be deemed rural area by USDA
  • Income limits based on people living in house.  Up to 4 people, limit is $74,750
  • Minimum credit score is 640

Consumer Loans

At Bank of Coushatta our consumer loan staff is friendly and eager to help you with that new car, boat or any other financial need you may have. Our service is prompt and efficient

Our interest rates are attractive and our terms are flexible on:

  • Personal Loans
  • Autos (up to 72 months)
  • Boats
  • Camper/RV
  • Vacations

Commercial or Business Loans

In today’s competitive market there are more challenges than ever. You need a bank that is responsive and sensitive to your business needs. Our commercial loan officers at Bank of Coushatta have the knowledge and expertise that will give you the advantage.

We can help with a line of credit for inventory or operating expenses. We finance equipment purchases with flexible terms built around your business needs and when needed provide a Letter of Credit

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